Inspire Business Capital

Inspire Business Capital

5900 Balcones Drive, Suite 100, Austin, TX 78731

https://inspirebusinesscapital.com/

Internal Reviews

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Total loans closed with Loan Factory
1

Total loans closed with Loan Factory (past 12 months)
1

Lender overview

Basic information

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Lock policies & Fees

Lock Policies

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Lender's niche & Overlays

  1. Products Offered:
    1. 1-4 family/SFR, multifamily to 8 units:  Fixed Rate, fully-amortizing 30-year permanent

                     i. 75% maximum LTV  | 90% maximum CLTV (2nd must be at least 36 months to maturity)

                     ii.      65% maximum LTV for foreign investors

                     iii.      5,4,3,2,1 prepayment penalty, or buy out last 4 years for 1.5% fee

    1. Commercial:  Fixed Rate, fully-amortizing 30-year permanent

                      i.      70% maximum LTV  |  90% maximum CLTV (2nd must be at least 36 months to maturity)

                      ii.      5,4,3,2,1 prepayment penalty, or buy out last 4 years for 1.5% fee

    1. ARV (fix/flip) bridge loan:  available on SFR, 1-4, multifamily only

                       i.      Tiered acquisition LTV from 70-90%  |  Tiered renovation budget LTV from 70-100%

                        ii.      1 year term

    1. SBA 7a and 504 loan programs through large U.S non-bank

Additional Programs offered as agent also include Private Equity considerations, Equipment and/or CAPEX finance and/or recapitalization, Hard Money Bridge

None

Lender turn time

5

2

3

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